The Affordable Care Bubble?

When past president Bill Clinton ran for president in the early l990's, I supported him.  For every American to be able to own their on home seemed like a reasonable and desirable campaign promise.  Unfortunately over two decades later the real socio-economic ramifications of that promise have come full circle.  In short that promise almost instantaneously created the "Housing Bubble."  A good natured promise to help Americans was manipulated by the wealthy to further create their own wealth.  How did a campaign promise become such a thing?  It was the reason his wife Hillary Clinton was not able to pass universal health coverage during his presidency.  Unfortunately ideas generated for the betterment of Americans must be well thought out protocols and procedures for implementation through either private are governmental business structures.  With this in mind it is remarkable to me that our first African-American president was able to accomplish such a thing.  I tried to read through the legislation today, although it only was a representative document published for public use.  It was not the real law, as itself stated.  At almost one thousand pages I passed, like most people.  My common sense says to me that one's income will determine the amount of a governmental subsidy available to purchase health coverage either private or sponsored by the government.  As I looked over the comprehensive list of plans one thing came to mind.  It seemed as if I would be paying premiums monthly while still paying my own health care costs.  Why?  The deductibles were so large that the average person needing few  doctor visits or prescriptions never would get past it.  They would be paying out of their own pocket until something chronic occurred or until there was a medical crisis.  I do understand this is the way insurance works.  The healthy pay for the sick.  It is a calculated risk.  I'm not sure this is the best way to take care of Americans.  It seems this is a way to make both the medical establishment and their accompanying pharmaceutical companies rich.  Other countries that offer affordable health care often pay for and by the individual service of a doctor or clinic.  The prices without the intervention of "Big Insurance" are reasonable and represent the actual service and equipment used.  That is not the way of the United States.  When I was uninsured and  passed a kidney stone for the first time, I learned this lesson.  Later when I did so again, I learned that it did not take a five thousand dollar visit to the Emergency Room to handle this inconvenient biological function.  It took one shot of Demerol, a day off work, and as much bottled water as I could drink.  The trumped up drug fees, the MRI fee, the doctor's bill, and the ER bill not really were helping me cope with what I now understand as a routine malady.  They were padding their own pockets.  Protocols such as this are what have founded sub-cultural processes in America.  If our own intended systems honestly do not look after us, Americans must turn elsewhere.  This solely is the basis for the drug trade in America.  If people no longer feel good because their environment has become polluted, they must resort to some type of anodyne to replace this once available ability to feel good or normal.  Why people feel abnormal is put on them.  No one in America including our governmental systems will be accountable the massive amount of pollution being created by corporate giants.  Getting back to past President Bill Clinton for a moment, one of his implemented policies is a metaphor for such irresponsibility.  On one hand he claimed to balance the federal budget with this idea, subsequently he created single-handedly what seems to be today our most viable American commodity, wireless communications.  Is/was this a good idea?  If you are an adolescent that is dependent upon their Droid, Blackberry, or Smart Phone, I guess the answer is yes.  Certainly it is for Apple, Verizon and the others.  Contrarily as the Housing Bubble proved, these ideas implemented and corrupted over time can be devastating to our country.  Who knew when President Clinton pledged that each and every American should and would be able to own their on home, the "Establishment" would begin a process of making themselves rich happily by providing such a service.  Real estate prices doubled overnight, the tried and true vetting process for offering credit was discarded, and Wall Street brokers began pooling and selling these high risk mortgages as hedge funds for their own huge economic rewards.  Over time the trend could not sustain itself, because it not was based upon sound economic philosophy.  It was corrupted for the gain of a few wealthy elite.  Unfortunately all of that money once in active circulation in our economy now sits idle in Swiss and Grand Cayman bank accounts.  The holders of this cash refuse to reinvest it back in the economy of America, because we have no tangible gross national product.  The era of moving money around and making money from money is over.  The country is left searching for our socioeconomic and philosophic roots.  Fortunately the wireless communication's bubble seems not to exist, so other than the rapid decline of Apple at Steve Job's absence there will not be much fall out with the loss of the glorified "Walkie Talkie."  On the other hand there is a remarkable similarity between Bill Clinton's past presidential election promise and the Affordable Care Act.  By requiring each and every American to purchase health coverage, it is plausible and quite probable without the proper governmental oversight the medical establishment and its accompanying insurance industry also will corrupt the system for their own gain.  Because all ready our system of health coverage is cumbersome, excessive, and constructed for the good of the establishment rather than the American people, why would this force suddenly change?  I feel this is the major concern of the opponents of "Obamacare."  It is a valid worry.  All ready we have seen the ramifications of the legislation.  Policies are either being cancelled or the premiums raised.  Why?  Secondly with an American economy in shambles from three overseas wars under past president George W. Bush, whence do these subsidies come?  Shortly after being elected president, Ronald Reagan lowered the federal income tax percentage for the highest earning sector.  Previous to his presidency the federal tax on the highest earning tax bracket was seventy percent.  SEVENTY PERCENT.  That meant the wealthy were supporting the country.  Now the same wealthy Americans, instead of re-investing their now surplus capital back into the American economy, are sitting on it.  In what do they have to invest?  That is the question.  Health care?